Estate & Legacy Planning | Finogent Solutions LLP

SEBI Registered | Multifamily Office & Wealth Advisory 📞 +91 95604 89579 | ✉️ support@finogentadvisory.zohodesk.com

Estate & Legacy Planning

Secure Your Legacy.
Across Generations,
Across Borders.

Comprehensive, institutional-grade estate planning — from Wills and Trusts to cross-border succession structures — for Indian residents, NRIs, HNIs, family businesses, and every family that cares about what they leave behind.

Explore Service Suites → How It Works

70+

Services Offered

Tailored Suites

12+

Jurisdictions Covered

100%

Compliance Driven

⚖️

Indian Succession Act Compliant

🌐

FEMA & Cross-Border Ready

🔒

Encrypted & Confidential

📋

Institutional Documentation

🏛️

Multi-Jurisdiction Expertise

Who It's For

Designed for Every Family's Needs

Whether you're a retired officer looking for a simple Will or a business family structuring multi-generational succession, there's a suite crafted for you.

🎖️

Retired Defence Officers

Specialised privileged Will provisions and defence-concession pricing with institutional quality.

→ TESTAMENT Suite

👨‍💼

Salaried Professionals

Comprehensive Will, nominee alignment, and retirement succession planning for growing families.

→ HERITAGE Suite

🌏

Non-Resident Indians

Cross-border estate planning, FEMA compliance, multi-jurisdiction Wills, and trust structuring.

→ COVENANT Suite

🏢

Entrepreneurs & CXOs

Business succession, family governance, share transfer planning, and trust-based wealth transfer.

→ DYNASTY Suite

👑

HNI & UHNI Families

Multi-generational architecture, global structuring, family office setup, and philanthropic legacy design.

→ PERPETUITY Suite

Comprehensive Services

Seven Domains of Estate Excellence

From foundational Wills to complex cross-border trusts and philanthropic legacy design — every facet of estate planning, covered with institutional rigour.

📜

Simple Will

Single-jurisdiction Will covering distribution to named beneficiaries with standard clauses for residuary estate, guardianship, and executor appointment.

Will Draft Executor Guidance Legal Review

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Comprehensive Will

Multi-asset, multi-beneficiary Will with conditional bequests, specific legacies, life interests, contingent beneficiaries, and detailed asset schedules.

Asset Schedule Will Draft Beneficiary Matrix Legal Review

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Mutual / Mirror Wills

Coordinated Wills for couples ensuring complementary distribution with survivorship clauses and common disaster provisions.

Paired Will Drafts Survivorship Clauses

🎖️

Privileged Will (Armed Forces)

Specialised drafting under Sections 65-67 of the Indian Succession Act for defence personnel, with deployment scenario provisions.

Privileged Will Draft Defence-Specific Clauses

💻

Digital Asset Annexure

Comprehensive schedule covering crypto holdings, digital wallets, social media, domain names, cloud storage, and digital subscriptions.

Digital Inventory Access Protocol Will Annexure

🕌

Islamic Will (Wasiyyah)

Shariah-compliant Will drafting within the one-third limitation, Faraid distribution principles, and Waqf provisions.

Wasiyyah Draft Faraid Schedule Shariah Compliance

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Codicil & Will Updation

Amendment documents and periodic reviews for existing Wills — covering changed circumstances, new assets, or legislative amendments.

Codicil Draft Review Report

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Will Registration

End-to-end facilitation at Sub-Registrar offices including witness coordination, stamp duty computation, and filing.

Registration Filing Stamp Duty Computation Certified Copy

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Testamentary Trust Will

Will incorporating trust provisions for staggered distribution, minor beneficiaries, special needs, or spendthrift protections.

Trust-Embedded Will Distribution Schedule Trustee Guidelines

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Private Family Trust (Revocable)

Living trusts under the Indian Trusts Act, 1882 with settlor-retained control, flexible asset scheduling, and beneficiary designation.

Trust DeedAsset ScheduleTrustee Advisory

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Private Family Trust (Irrevocable)

Permanent trust structures for asset protection, tax planning, and succession with protector provisions and detailed governance.

Irrevocable DeedProtector ProtocolTax Analysis

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Discretionary Trust

Trusts with trustee discretion on distribution quantum and timing, commonly used for family wealth preservation across generations.

Discretionary DeedDistribution Framework

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Business Succession Trust

Specialised structures for transferring business interests including share transfer mechanisms and management succession protocols.

Business Trust DeedShare Transfer PlanGovernance Framework

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Charitable / Public Trust

Formation under Bombay Public Trusts Act or equivalent state legislation with 80G/12A registration advisory for philanthropic objectives.

Public Trust Deed80G/12A Advisory

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Special Needs Trust

Trust designed for beneficiaries with disabilities ensuring government benefit preservation and long-term care provisions under RPWD Act, 2016.

Special Needs DeedCare ProtocolBenefit Mapping

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NRI Trust Structuring

Cross-border trust formation with FEMA compliance, DTAA applicability, FATCA/CRS reporting, and multi-jurisdiction trustee arrangements.

Cross-Border DeedFEMA ComplianceReporting Framework

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Trust Review & Administration

Audit and restructuring of existing trust deeds, plus ongoing guidance on fiduciary obligations, record-keeping, and compliance.

Trust Audit ReportCompliance CalendarAnnual Advisory

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Family Business Succession

Comprehensive plan covering leadership transition, ownership transfer, buy-in/buy-out structures, family governance, and conflict resolution.

Succession BlueprintGovernance CharterTransition Timeline

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Professional Management Transition

Advisory on transitioning from family management to professional leadership including board constitution and family office setup.

Transition PlanBoard Framework

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Share Transfer & Corporate Succession

Advisory on private company share transfers including stamp duty optimisation, shareholder agreements, and drag-along/tag-along provisions.

Transfer RoadmapSHA ReviewStamp Duty Analysis

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Family Constitution / Charter

Governance documents establishing decision-making protocols, family council structure, employment policies, and conflict resolution procedures.

Family ConstitutionCouncil ProtocolsGovernance Manual

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Partnership & LLP Succession

Succession planning for partnership firms and LLPs including deed amendments, profit-sharing restructuring, and partner transitions.

Amended DeedTransition Plan

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Agricultural Land Succession

Specialised advisory considering state-specific tenancy laws, ceiling acts, and revenue records mutation procedures.

Land MappingMutation Roadmap

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Intellectual Property Succession

Planning for transfer of patents, trademarks, copyrights, trade secrets, and other intangible assets.

IP InventoryTransfer ProtocolValuation Guidance

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Multi-Jurisdiction Will Planning

Coordinated Will strategies across India, USA, UK, UAE, Singapore, Canada, Australia and other jurisdictions to avoid probate conflicts.

Jurisdiction MapCoordinated WillsConflict Analysis

💱

FEMA Compliance Advisory

Assessment of foreign exchange regulations impacting estate planning, LRS limits, NRO/NRE succession, and FEMA-compliant restructuring.

FEMA Audit ReportCompliance Roadmap

🇺🇸

US Estate & Gift Tax Planning

Advisory for US-connected persons on federal estate tax exposure, marital deduction strategies, and QDOT structures.

US Tax AnalysisMitigation StrategyQDOT Advisory

🇬🇧

UK Inheritance Tax Planning

Advisory on UK domicile status, IHT exposure, potentially exempt transfers, and trust-based mitigation strategies.

Domicile AssessmentIHT AnalysisPET Strategy

🇦🇪

UAE & GCC Estate Planning

Succession planning under UAE personal status laws, DIFC Wills Service Centre registration, and Sharia-compliant structuring.

DIFC WillUAE Structure Plan

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DTAA Analysis & Tax Treaty

Jurisdiction-specific analysis of Double Taxation Avoidance Agreements for inheritance and gift tax implications across countries.

DTAA MatrixTreaty Strategy

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Foreign Trust Reporting

Advisory on FATCA, CRS, foreign trust disclosure obligations under Indian IT Act, and overseas reporting requirements.

Reporting ChecklistFATCA/CRS Framework

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Immigration-Linked Planning

Coordinated planning for families undergoing immigration transitions (OCI to PR to citizenship) with evolving tax exposures.

Transition PlanTax Exposure Map

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Repatriation & Asset Localisation

Cross-border asset consolidation, repatriation planning, and localisation strategies for tax efficiency and regulatory compliance.

Repatriation RoadmapTax Efficiency Plan

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Estate Tax Impact Analysis

Comprehensive modelling of current and potential estate/inheritance tax exposure across all applicable jurisdictions.

Tax Impact ReportScenario Modelling

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Gift Tax Planning

Strategic gifting plans under Section 56(2)(x) of the IT Act, utilising exempt categories with gift deed drafting and valuation protocols.

Gift StrategyGift Deed DraftsValuation Report

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Capital Gains Optimisation

Pre-mortem and post-mortem capital gains tax optimisation for real estate, securities, and business interests.

CG AnalysisOptimisation Plan

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Insurance Integration

Integration of life insurance into estate plans for liquidity provisioning, estate equalisation, and tax-efficient transfers.

Insurance MappingIntegration Plan

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Nominee vs. Legal Heir Audit

Comprehensive audit across bank accounts, demat, insurance, mutual funds, and FDs — reconciling nominations with Will provisions.

Nomination AuditRectification ReportAction Checklist

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Stamp Duty Optimisation

State-wise analysis of stamp duty implications for property transfers, trust settlements, and gift deeds with cost-saving strategies.

State-Wise AnalysisSavings Strategy

👨‍👩‍👧‍👦

HUF Planning

Formation, management, and dissolution advisory for Hindu Undivided Families, including partition deeds and HUF succession.

HUF AssessmentPartition Deed

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Retirement Corpus Succession

Planning for EPF, PPF, NPS, gratuity, superannuation, and pension fund nominations and succession frameworks.

Corpus MappingNomination Alignment

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Power of Attorney

General and specific POA drafting for asset management during incapacity, including NRI-specific requirements and apostille guidance.

POA DraftAttestation Guide

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Advance Medical Directive

Healthcare directive compliant with Supreme Court guidelines under Common Cause v. Union of India (2018).

Living Will DraftSC Compliance

👶

Guardianship Designation

Legal documentation for guardianship of minor children and mentally incapacitated dependents with contingency provisions.

Guardianship DeedCare Protocol

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Succession Certificate

Documentation support for obtaining Succession Certificates under the Indian Succession Act from competent courts.

Application DraftsCourt Facilitation

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Probate Facilitation

Guidance on probate requirements (mandatory in Maharashtra, West Bengal, etc.), documentation preparation, and counsel liaison.

Probate DocumentsLegal Coordination

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Letter of Wishes

Non-binding guidance documents for trustees and executors on the settlor/testator's intent regarding discretionary matters.

Letter DraftIntent Documentation

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Family Memorandum

Comprehensive dossier of assets, liabilities, advisors, key contacts, digital access, and critical documents for executors and heirs.

Emergency DossierAsset DirectoryContact Registry

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Asset Inventory & Valuation

Systematic cataloguing and valuation of all asset classes — real estate, financial, business interests, personal property, and intangibles.

Asset RegisterValuation Summary

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Philanthropic Strategy

Structured charitable giving including cause identification, vehicle selection (trust, Section 8 company), and impact measurement.

Philanthropy BlueprintImpact Framework

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Section 8 Company

Establishment of not-for-profit companies under Companies Act, 2013 for structured philanthropic and social activities.

IncorporationGovernance Docs

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Ethical Will / Legacy Letter

Non-legal document capturing family values, life lessons, personal philosophies, and wishes for future generations.

Legacy LetterValues Document

👨‍👩‍👧‍👦

Family Legacy Governance

Establishment of legacy councils, intergenerational mentorship programmes, and family legacy documentation for continuity.

Legacy CharterCouncil Framework

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Endowment & Scholarship

Structuring of perpetual endowments for educational, research, or community development with sustainability frameworks.

Endowment DeedSustainability Plan

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CSR Integration Advisory

Alignment of personal philanthropic objectives with corporate CSR obligations under Section 135 of the Companies Act.

CSR Alignment ReportDual-Purpose Strategy

Service Suites & Pricing

Choose Your Suite

Five institutionally designed suites — from essential Will planning to comprehensive multi-generational legacy architecture. Every suite includes Finogent-branded documentation, compliance, and dedicated advisory.

Tier 1 — Essential

TESTAMENT

Foundational Will & nomination planning for every family

₹15,000 – ₹25,000

One-time engagement fee

Comprehensive Will drafting & review
Privileged Will (Armed Forces, where applicable)
Digital Asset Annexure
Nominee vs. Legal Heir audit
Retirement corpus nomination alignment
Insurance nomination review
Family Memorandum & emergency dossier
Power of Attorney (1 General POA)
Will Registration assistance
1 annual review session (30 mins)

Get Started →

Tier 2 — Core

HERITAGE

Complete estate structuring for growing families & professionals

₹45,000 – ₹75,000

One-time engagement fee

Comprehensive / Mutual Wills for couples
Digital Asset Annexure
Full Nominee vs. Legal Heir audit & rectification roadmap
Gift tax planning advisory
HUF assessment & planning
Insurance-based estate review
Retirement corpus succession planning
General + Specific POA
Advance Medical Directive / Living Will
Asset inventory & basic valuation
Will Registration assistance
2 annual review sessions (45 mins each)

Get Started →

Feature-by-Feature Comparison

A detailed view of what's included in each suite to help you choose the right level of coverage.

Feature / Deliverable	TESTAMENT	HERITAGE	COVENANT	DYNASTY	PERPETUITY
WILL & DOCUMENTATION
Comprehensive Will Drafting	✓	✓	✓	✓	✓
Mutual / Mirror Wills (Couples)	—	✓	✓	✓	✓
Digital Asset Annexure	✓	✓	✓	✓	✓
Will Registration Assistance	✓	✓	✓	✓	✓
Power of Attorney	1 General	General + Specific	Multiple	Unlimited	Unlimited
Advance Medical Directive	—	✓	✓	✓	✓
Family Memorandum / Dossier	✓	✓	✓	✓	✓
Letter of Wishes	—	—	✓	✓	✓
Ethical Will / Legacy Letter	—	—	✓	✓	✓
TRUST & SUCCESSION
Private Family Trust	—	—	1 Trust	Up to 3	Unlimited
Testamentary Trust Will	—	—	✓	✓	✓
Business Succession Planning	—	—	1 Entity	3 Entities	Unlimited
Family Constitution / Charter	—	—	Basic	Detailed	Comprehensive
Corporate Succession / Share Transfer	—	—	—	Up to 3	Unlimited
Philanthropic Strategy	—	—	—	Basic	Full + Entity Formation
TAX & FINANCIAL INTEGRATION
Nominee vs. Legal Heir Audit	✓	✓	✓	✓	✓
Retirement Corpus Planning	✓	✓	✓	✓	✓
Insurance Integration Review	Nomination Only	✓	✓	✓	✓
Gift Tax Planning	—	✓	✓	✓	✓
Capital Gains Optimisation	—	—	✓	✓	✓
Stamp Duty Optimisation	—	—	✓	✓	✓
HUF Planning	—	✓	✓	✓	✓
CROSS-BORDER & NRI
NRI / Cross-Border Assessment	—	—	1 Jurisdiction	2 Jurisdictions	Unlimited
FEMA Compliance Advisory	—	—	✓	Full Restructuring	Full Restructuring
US / UK / UAE Tax Advisory	—	—	—	1 Jurisdiction	All Jurisdictions
DTAA / Tax Treaty Analysis	—	—	—	✓	✓
FATCA / CRS Framework	—	—	—	—	✓
Immigration-Linked Planning	—	—	—	✓	✓
SERVICE DELIVERY
Delivery Timeline	15–20 days	20–30 days	45–60 days	90–120 days	6–12 months
Review Frequency	1× Annual	2× Annual	Quarterly	Monthly	Bi-weekly + On-demand
Dedicated Relationship Manager	—	—	✓	✓	✓
Senior Partner Involvement	—	—	—	✓	Partner-Led Team
Priority Response	Standard	Standard	Standard	48-hour	24-hour
EMI Payment Options	3 months	6 months	Custom	Milestone-based	Custom

Special Programmes

Concessions & Benefits

Making institutional-grade estate planning accessible through targeted concession programmes.

🎖️

Defence Forces Honour

Flat 25% off TESTAMENT Suite and all Will services. 15% off HERITAGE Suite. Free annual review for life. Priority processing for active-duty personnel.

Up to 25% Discount

👴

Senior Citizen Concession

10% discount on TESTAMENT and HERITAGE suites for clients aged 65+. Complimentary home/virtual consultation for clients aged 75+.

10% Discount (65+)

👨‍👩‍👧‍👦

Family Bundle

10% off for 2 family members, 15% for 3+, and 20% for intergenerational planning when parents and adult children engage simultaneously.

Up to 20% Savings

🤝

Referral Programme

Referring client receives 15% off next engagement. Referred client gets 10% off first engagement. Institutional referral pricing available.

15% Referral Reward

Our Process

Seven Phases to a Secure Legacy

Every engagement follows a structured, institutionally rigorous lifecycle — ensuring quality, compliance, and peace of mind at every step.

Discovery & Onboarding

Initial consultation, KYC/AML compliance, engagement letter execution, and comprehensive fact-finding through the Finogent Estate Planning Questionnaire.

Analysis & Strategy

Asset inventory compilation, tax position analysis, legal framework assessment, jurisdiction mapping, and strategy development. MoM documented for every interaction.

Draft Preparation

Preparation of all draft documents — Wills, trust deeds, POAs, succession plans, and advisory reports — in Finogent-branded institutional format.

Client Review & Iteration

Structured review sessions incorporating your feedback, resolving queries, and refining documents. Up to 2 revision rounds included in suite pricing.

Legal Review & Compliance

Internal legal review, compliance sign-off, and external legal counsel review where applicable across all relevant jurisdictions.

Execution & Registration

Will registration, trust registration, POA notarisation/attestation, and execution of all documents with proper witnessing.

Handover & Ongoing Management

Final documentation in branded portfolio, secure digital backup, annual review cycle onboarding, and retainer commencement if applicable.

⚖️

Indian Succession Act &
Hindu Succession Act

🏛️

Indian Trusts Act, 1882
& State Trust Acts

💱

FEMA 1999 &
RBI Master Directions

📊

Income Tax Act, 1961
& DTAA Treaties

🌐

FATCA & CRS
Compliance

🔒

IT Act 2000
Data Protection

Ready to Secure Your Legacy?

Begin with a complimentary 30-minute discovery consultation. Our estate planning advisors will assess your needs and recommend the right suite for your family.

Book Discovery Call → 📞 +91 95604 89579