A Game-Changing Reform for Smart Investors What Just Happened? On December 18th, 2025, India passed the most transformative energy legislation since independence. The SHANTI Bill 2025 (Sustainable Harnessing and Advancement of Nuclear Energy for Transforming India) has unlocked a ₹15 lakh crore investment opportunity over the next two decades. For …

As 2025 comes to a close, it’s time to pause and audit your finances before the clock resets. Smart tax planning isn’t just about saving money — it’s about aligning your investments, expenses, and cash flow with long-term goals. A few timely moves now can mean lower taxes, smoother filings, …

The Idea of Retirement is Changing — And So Are The People Planning For It. A growing number of urban Indian couples are choosing not to have children, a decision reshaping how they save, invest, and plan for their post-work lives. Without the traditional assumption of inter-generational support, these couples …

India’s National Pension System (NPS) just underwent a major change. The Pension Fund Regulatory and Development Authority (PFRDA) has announced that Scheme A (Alternative Investments) will now be merged with Schemes C and E under Tier I’s Active Choice option. This structural shift affects millions of investors who rely on …

Retirement is supposed to be the reward after decades of hard work — yet for many, it turns into a struggle. A ₹2 crore corpus, once considered comfortable, now feels barely adequate as inflation, rising healthcare costs, and longer life expectancy stretch every rupee. Here are five critical retirement planning …

Crossing 50 doesn’t mean slowing down — it means recalibrating your wealth strategy. After decades of earning, saving, and investing, this is the stage where money must work for peace of mind, not just returns. This guide breaks down how to transition from wealth creation to wealth preservation with clarity …

Before you start building wealth through SIPs, mutual funds, or stocks, the first pillar of financial planning should always be health insurance. Most people ignore it, considering it an expense rather than an investment. Yet, medical emergencies can erase years of savings in one go. Health insurance isn’t about returns; …

You’ve worked for decades and built a retirement corpus of ₹1 crore — now the question is, how do you make it last while generating a steady income? Many assume ₹1 crore is more than enough, but inflation, lifestyle costs, and longevity can quickly erode purchasing power. Let’s explore practical, …

Introduction: Value Investing In today’s fast-paced market, where investors chase quick returns, value investing stands apart as a disciplined and proven approach. Popularized by Benjamin Graham and Warren Buffett, it focuses on identifying undervalued companies with strong fundamentals. What is Value Investing? Value investing means buying stocks that trade below …

Recalibrating Fixed Income Strategy: What Banks Are Doing — And What Smart Investors Should Actually Do Rajat Dhar (MDRT – COT, USA), Managing Partner 📍 Executive Summary The recent headlines around banks aggressively purchasing short-duration AAA-rated corporate bonds have triggered investor curiosity. But the real question for High Net Worth …