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Finogent Solutions LLP Top Wealth Manager in India
Intelligent Tax Advisory for Wealth That Works Harder
Go beyond filing. Our comprehensive tax advisory analyses your entire financial picture — income, investments, property, family — to uncover savings you never knew existed.
Why You Need
Proactive Tax Advisory
Most taxpayers overpay by ₹25,000 to ₹3,00,000 each year because they file — but don't plan. Here's what strategic advisory addresses:
Old vs New Regime Optimization
We run your actual numbers under both regimes and recommend the one that saves you more — not what's "generally better".
Tax-Loss Harvesting
Strategically book unrealised losses in your equity and mutual fund portfolio to offset capital gains before year-end.
Deduction Maximization
80C, 80D, 80CCD(1B), 80E, 80G, 24(b) — most people miss at least one. We ensure you claim every eligible rupee.
Capital Gains & Property Planning
Grandfathering, indexation, Section 54/54F/54EC exemptions, holding period optimization for property and equity.
Family Income Optimization
Legitimate redistribution through gifts, HUF creation, clubbing avoidance, and inter-family loan structuring.
Compliance & Penalty Prevention
AIS/TIS mismatch resolution, advance tax compliance, 234B/234C penalty avoidance, and proactive notice management.
Choose Your Tax Advisory Tier
Every tier includes complete ITR filing. Higher tiers unlock more proactive planning, dedicated support, and family-level optimisation.
- ✓ Complete ITR preparation & e-filing
- ✓ Form 16 / 26AS reconciliation
- ✓ Post-filing acknowledgment & tracking
- ✓ Post-filing ITR analysis report
- — Everything in Tier 1, plus —
- ✓ Old vs New Regime comparison report
- ✓ Tax-loss harvesting analysis (2x/yr)
- ✓ 80C/80D/80CCD optimization
- ✓ Capital gains statement & review
- ✓ AIS/TIS discrepancy resolution NEW
- ✓ Salary restructuring advisory NEW
- ✓ Annual Tax Health Scorecard NEW
- ✓ Pre year-end investment advisory NEW
- ✓ MF capital gains consolidation NEW
- ✓ TDS refund tracking & follow-up NEW
- ✓ Section 87A / surcharge optimization NEW
- ✓ Senior citizen exemption check NEW
- ✓ Budget impact personalized note NEW
- ✓ Dedicated email support (48hr SLA) NEW
- — Everything in Tier 2, plus —
- ✓ Advance tax (4 quarterly computations)
- ✓ HUF structuring advisory
- ✓ Rental/property income optimization
- ✓ Family-level consolidated tax plan
- ✓ Presumptive tax advisory (44AD/ADA) NEW
- ✓ Business expense optimization NEW
- ✓ Property transaction planning (54/54F) NEW
- ✓ Loan interest structuring (24b/80E) NEW
- ✓ Insurance-tax efficiency review NEW
- ✓ Cash flow tax calendar NEW
- ✓ Carry-forward loss strategy NEW
- ✓ Set-off optimization (inter/intra head) NEW
- ✓ Inter-family documentation NEW
- ✓ Mid-year tax check-up call NEW
- ✓ WhatsApp priority support (24hr) NEW
- ✓ Depreciation schedule mgmt NEW
- — Everything in Tier 3, plus —
- ✓ NRI-specific DTAA advisory
- ✓ International taxation planning
- ✓ Trust / estate planning guidance
- ✓ ESOP / RSU tax planning
- ✓ Quarterly tax review meeting
- ✓ Dedicated relationship manager
- ✓ Priority support (24hr SLA)
- — Everything in Tier 4, plus —
- ✓ Consolidated family tax dashboard
- ✓ Entity restructuring advisory
- ✓ Succession & gift tax planning
- ✓ Quarterly board-style review
- ✓ On-call advisor access (4hr SLA)
- ✓ Custom reporting & analytics
Every Deliverable. Every Tier. No Ambiguity.
The exhaustive list of what you receive — with delivery timelines and the tier at which each service activates.
| Deliverable | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 | Delivery Timeline |
|---|---|---|---|---|---|---|
| A. Core Filing & Compliance | ||||||
| Complete ITR Preparation & E-Filing | ✓ | ✓ | ✓ | ✓ | ✓ | By July 31 / before due date |
| Form 16 / 26AS / AIS Reconciliation | ✓ | ✓ | ✓ | ✓ | ✓ | Within 7 days of Form 16 receipt |
| Post-Filing Acknowledgment & E-Verification | ✓ | ✓ | ✓ | ✓ | ✓ | Same day as filing |
| Post-Filing ITR Analysis Report | ✓ | ✓ | ✓ | ✓ | ✓ | Within 15 days of filing |
| B. Tax Optimization & Planning | ||||||
| Old vs New Regime Comparison Report | — | ✓ | ✓ | ✓ | ✓ | April–May each year |
| Tax-Loss Harvesting Memo (2x per year) | — | ✓ | ✓ | ✓ | ✓ | March (year-end) + September |
| Deduction Optimization (80C/80D/80CCD/80G/24b) | — | ✓ | ✓ | ✓ | ✓ | April + January (mid-year check) |
| Capital Gains Statement & Review | — | ✓ | ✓ | ✓ | ✓ | Post each redemption + Annual |
| Section 87A Rebate / Surcharge Optimization NEW | — | ✓ | ✓ | ✓ | ✓ | During ITR preparation |
| Pre Year-End Investment Advisory NEW | — | ✓ | ✓ | ✓ | ✓ | January–February |
| Salary Restructuring Advisory NEW | — | ✓ | ✓ | ✓ | ✓ | April (start of FY) or on joining |
| Insurance-Tax Efficiency Review NEW | — | — | ✓ | ✓ | ✓ | During planning memo delivery |
| Loan Interest Structuring (24b / 80E / 80EEA) NEW | — | — | ✓ | ✓ | ✓ | As needed + Annual review |
| Set-Off Optimization (Inter-Head & Intra-Head) NEW | — | — | ✓ | ✓ | ✓ | During ITR preparation |
| Carry-Forward Loss Strategy & Tracking NEW | — | — | ✓ | ✓ | ✓ | Annual (tracked across 8 years) |
| C. Compliance, Monitoring & Alerts | ||||||
| AIS / TIS Discrepancy Resolution NEW | — | ✓ | ✓ | ✓ | ✓ | Within 10 days of AIS download |
| TDS Refund Tracking & Follow-Up NEW | — | ✓ | ✓ | ✓ | ✓ | Monthly until refund received |
| MF Capital Gains Consolidation (all AMCs) NEW | — | ✓ | ✓ | ✓ | ✓ | Annual + post-major redemptions |
| Senior Citizen / Super Senior Exemption Check NEW | — | ✓ | ✓ | ✓ | ✓ | Annual (80TTB, higher slabs, etc.) |
| Advance Tax Calendar & Computation | — | — | ✓ | ✓ | ✓ | 15th of Jun / Sep / Dec / Mar |
| Cash Flow Tax Calendar (Monthly Forecast) NEW | — | — | ✓ | ✓ | ✓ | April (full year forecast) |
| Depreciation Schedule Management NEW | — | — | ✓ | ✓ | ✓ | Annual (business/professional assets) |
| D. Business, Property & Specialized Planning | ||||||
| Presumptive Taxation Advisory (44AD / 44ADA) NEW | — | — | ✓ | ✓ | ✓ | Annual (freelancers / small business) |
| Business Expense Optimization Report NEW | — | — | ✓ | ✓ | ✓ | Annual review |
| Property Transaction Tax Planning (54/54F/54EC) NEW | — | — | ✓ | ✓ | ✓ | As needed (pre-transaction) |
| Rental / Property Income Optimization | — | — | ✓ | ✓ | ✓ | Annual review |
| NRI / DTAA Advisory | — | — | — | ✓ | ✓ | As needed + Annual review |
| ESOP / RSU Tax Planning | — | — | — | ✓ | ✓ | Pre-exercise + Annual |
| Trust / Estate Planning Guidance | — | — | — | ✓ | ✓ | Annual review |
| Entity Restructuring Advisory | — | — | — | — | ✓ | As needed |
| E. Family & Structural Tax Planning | ||||||
| Family Tax Optimization Report | — | — | ✓ | ✓ | ✓ | May each year |
| HUF Formation & Advisory | — | — | ✓ | ✓ | ✓ | As needed |
| Inter-Family Transaction Documentation NEW | — | — | ✓ | ✓ | ✓ | As needed (gift deeds, loans, etc.) |
| Succession & Gift Tax Planning | — | — | — | ✓ | ✓ | Annual review |
| Consolidated Family Tax Dashboard | — | — | — | — | ✓ | Monthly update |
| F. Reports, Communication & Ongoing Support | ||||||
| Annual Tax Health Scorecard NEW | — | ✓ | ✓ | ✓ | ✓ | August (post-filing) |
| Union Budget Impact — Personalized Note NEW | — | ✓ | ✓ | ✓ | ✓ | Within 48 hours of Budget |
| Mid-Year Tax Health Check-Up Call NEW | — | — | ✓ | ✓ | ✓ | September |
| Quarterly Tax Review Meeting | — | — | — | ✓ | ✓ | Quarterly |
| Quarterly Board-Style Tax Review | — | — | — | — | ✓ | Quarterly |
| Dedicated Email Support (48hr SLA) NEW | — | ✓ | ✓ | ✓ | ✓ | Ongoing |
| WhatsApp Priority Support (24hr SLA) NEW | — | — | ✓ | ✓ | ✓ | Ongoing |
| Dedicated Relationship Manager | — | — | — | ✓ | ✓ | Ongoing |
| On-Call Advisor Access (4hr SLA) | — | — | — | — | ✓ | Ongoing |
| TOTAL DELIVERABLES → | 4 | 18 | 30 | 37 | 40+ | |
| TAX CONCIERGE SERVICES — ANNUAL FEE | ₹3,500 | ₹7,500 | ₹15,000 | ₹25,000 | ₹50,000 | |
More Members, More Savings
Enrol your entire family and enjoy tiered discounts on the annual advisory fee.
Your Annual Tax Advisory Journey
A structured, calendar-driven approach to keeping your taxes minimal and fully compliant — every single year.
Onboarding & Document Collection
We collect your PAN, last 3 years' ITRs, Form 16, 26AS, AIS, and map all income sources. Your personalized tax profile is built within days.
APRIL • 5 WORKING DAYSTax Planning Memo, Regime Analysis & Salary Restructuring
Full computation under both regimes, salary component optimization, deduction gap analysis, and a personalized Tax Planning Memo with concrete action items.
MAY • TAX HEALTH SCORECARD INCLUDEDITR Preparation, AIS Resolution & Filing
AIS/TIS discrepancies resolved first. Return prepared under optimal regime, MF capital gains consolidated across all platforms, QC reviewed, and e-filed.
JULY • 15-DAY SLA FROM DOCSMid-Year Check-Up, Advance Tax & Loss Harvesting
September health check call, advance tax quarterly computations, and strategic loss booking to offset gains. Plus ongoing TDS refund tracking.
QUARTERLY • PROACTIVE REMINDERSYear-End Optimization Sprint
January–March action plan: deduction gap closure, last-minute investments, year-end tax-loss harvesting, advance tax final installment, and cash flow tax calendar delivery.
JAN–MAR • COMPREHENSIVE ACTION PLANPost-Filing Report & Budget Impact Analysis
Detailed report quantifying tax saved, optimizations executed, and forward roadmap. Plus a personalized note when the Union Budget is announced.
AUG + FEB • ANNUAL CYCLE COMPLETEStop Overpaying.
Start Planning.
The difference between filing and planning is the difference between paying what you owe and paying only what you must. Let Finogent bridge that gap — with 30+ deliverables, not just a return.
Schedule a Consultation →